Maximum Roth Ira Contribution 2025 Married. If you have a traditional ira, a roth ira―or both―the maximum combined amount you may contribute annually across all your iras is the same: Those limits reflect an increase of $500 over the.

$8,000 in individual contributions if you’re 50 or older. Whether or not you can make the maximum roth ira contribution (for 2025 $7,000 annually, or $8,000 if you’re age 50 or older) depends on.